Payroll Calculator
Enter a monthly CTC and instantly see the Basic, HRA, PF, professional tax and in-hand salary breakup — the same components HRPilot AI automates on every payslip.
Your numbers
Include Provident Fund (PF)
12% of Basic, capped at ₹15,000 wage.
Include Professional Tax
Flat ₹200/month — varies slightly by state.
Include ESI (if eligible)
Auto-applies only when gross salary is ₹21,000 or below.
Estimated results
Basic
₹20,000
HRA
₹10,000
Special allowance
₹18,200
Gross monthly salary
₹48,200
Employee PF deducted
₹1,800
Employee ESI deducted
Not applicable
Professional tax
₹200
Employer PF (added cost)
₹1,800
Net take-home (monthly)
₹46,200
Before income tax (TDS)
Net take-home (annual)
₹5,54,400
Estimates only — excludes income tax (TDS), bonus and state-specific professional tax variations.
What this tool gives you
Get an instant Basic / HRA / PF / take-home breakup from any monthly CTC.
Auto-applies statutory PF wage ceiling and ESI eligibility rules.
Useful for HR teams structuring offers and employees checking payslips.
See exactly what HRPilot AI automates on every payroll run, without the manual spreadsheet work.
Run compliant, automated payroll for your whole team instead of spreadsheets.
Questions people ask before using this
Is this take-home salary calculator accurate for income tax?+
This calculator estimates statutory deductions (PF, ESI, professional tax) but does not calculate income tax (TDS), which depends on your tax regime, exemptions and declarations. Treat the net figure as pre-tax take-home.
How is PF calculated here?+
Employee and employer PF are calculated at 12% of Basic salary, capped at the statutory PF wage ceiling of ₹15,000/month, matching common payroll practice in India.
Does this handle payroll compliance for my company?+
No — this tool is for quick, indicative estimates only. HRPilot AI runs full compliant payroll processing, payslips, PF/ESI filings and approvals for real employees.